I have a disability benefits clause in my life insurance policy, and I paid premiums from 1993 to 2013. Now, the insurance company is requesting medical information from 20 years ago, which I do not possess. They also want a doctor to fill out a form about my past and acknowledge my disability for the last six months. I cannot get my past medical records and have seen six different doctors since 2013, none of whom will fill out the form. I have tried multiple lawyers, but none will take the case without paying an hourly fee, and I am indigent. I have also tried online services, but everyone wants money. What can I do to get the disability benefits I believe I am owed?

May 5th, 2024

I have had permanent guardianship of my brother-in-law for the last 5 years. He has dementia and lives in a nursing home. I gained guardianship after his wife died in a fire while he was in the hospital. Now, his daughter, who had no contact with him for over 20 years, wants guardianship of him. How likely is it that the courts will remove him from my care?

October 5th, 2024

I need to get a marriage annulled. The marriage took place in Reno, NV. What are the grounds for annulment in Nevada, and what steps should I take if I meet those grounds?

December 18th, 2024

As an internal medicine specialist, when a psychiatrist colleague refers a patient to me for a specific condition (e.g., diabetes), is it mandatory for me to examine the patient completely or only according to the reason for referral? I need a written system or policy to present in court to support my actions.

October 15th, 2024

I am having issues with multiple illegal judgments on my report, including one labeled 'Adjunct Judgment' with no details. I have received no notifications of lawsuits or court dates, yet I have 9 judgments from the same court and judge. How can creditors obtain judgments in New Jersey without filing lawsuits, and what should I do to address this?

August 30th, 2023