asked
I have a BoA credit card with $11k owed, a significant portion of which is interest. They are offering to settle at $3400, but I have no job or savings and may need to borrow from a relative. They are giving me a final notice and say if I pay, they will close the account. What does this mean for me short and long term? What is bad debt and what could happen if I can't come up with the settlement money? I have never missed a payment on my BoA home mortgage until six months ago. Is there a way to combine both debts? How should I handle this moving forward?
November 11th, 2023
On controlled-access highways in Georgia, such as GA HWY 400, on-ramps start with two lanes that narrow to one lane before merging with the highway. Are the proper procedures for vehicles starting in the left lane to continue in that lane and for vehicles starting in the right lane to merge into the left lane when safe to do so? Is there any Georgia law, statute, code, or other document that describes these procedures?
March 3rd, 2024
I made a van payment on February 26, but on February 28, DBS Financial repossessed my van, even though I was only one payment behind. They claimed it was because of no contact. Can they legally repossess my van for this reason?
October 23rd, 2023
If an arbitration panel issues its award after the award deadline, is the award void?
March 2nd, 2023
Is there a bank in Nigeria called CBN Lasco Finance?
July 5th, 2023
I have an idea for a children's birthday party where kids can bake and decorate their own cakes, cookies, or cupcakes while playing games like Twister, Pin the Tail on the Donkey, or a pinata. What is your solution to make this dream complete?
May 4th, 2024