Emily C. asked

⚖️  Law

I'm a Massachusetts resident who was served a summons on July 9, 2012 with 20 days to respond regarding a $20,000 credit card debt charged off by Capital One in 2008. I ignored it and now received a copy of the plaintiff's request for Entry of Default. If I file an answer past the 20 days, will it hold up? Should I pay $1000 to stall court proceedings, or consider filing Chapter 7 bankruptcy?

August 24th, 2024

Amber H. answered

If the default has not been entered against you, you can still file an answer even after the 20-day ...

August 24th, 2024

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