Dustin C. asked

⚖️  Law

I noticed an inquiry on my credit report from Wheels Financial, indicating someone used my name and SSN to apply for a bank loan, which was approved and the money sent to an account not under my name. I contacted Wheels Financial and the bank, both of which confirmed the fraud. Wheels Financial did not verify the application properly and approved the loan despite discrepancies. I requested them to close the account and correct my credit report, but they asked for a police report first. I am currently traveling and noticed this through an internet check. How should I deal with Wheels Financial to correct the incorrect information on my credit report immediately, and should I request loan debt verification? How can I make them fix the problem they've created?

January 2nd, 2024

Victor W. answered

To address the fraudulent activity and incorrect information on your credit report, follow these ste...

January 2nd, 2024

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