Erika F. asked

⚖️  Law

I received a call from a debt collector in Iowa for mediation and to settle a debt from 2016. I asked for proof of the debt, but they claim they already sent it and now it will be sent to their legal team, increasing the debt due to fees. What are my rights under the Fair Debt Collection Practices Act (FDCPA) and how should I proceed?

October 6th, 2023

Julian K. answered

Under the Fair Debt Collection Practices Act (FDCPA), a debt collector must provide you with written...

October 6th, 2023

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