Antonio M. asked
I received an unexpected email from a debt collector claiming I owe $2000 for a cell phone bill from around 2016-2017. I have not received any prior notifications or correspondence regarding this debt and it does not appear on my credit report. I am concerned about the potential impact on my credit score and whether this old debt can still be added to my credit report. How should I handle this situation and what are the legal implications given the age of the debt?
November 1st, 2024
Andrea H. answered
Given the age of the debt, which is approximately 7-8 years old, the debt collector cannot report it...
November 1st, 2024
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