Katherine W. asked

💰  Tax

I am unemployed and forgot to stop my Roth IRA contribution. I understand I can't contribute to a Roth IRA without earned income. What will be the consequence if I've already contributed $2,000? How do I back out my contribution? Is there a penalty? What's the next step to take?

July 4th, 2024

Brad M. answered

If you have contributed to your Roth IRA without earned income, you have made an excess contribution...

July 4th, 2024

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