I have a question regarding receiving cash/money gifts from parents in large amounts. My mother wants to give me $200k and I am not sure what is the legal way to receive that amount? Do I have to pay taxes or fees? She can send the money two ways: from an international bank account in Ecuador via Intl. Wire Transfer or from a US bank account via a Domestic wire. Are both methods valid? Will my mother or I have problems with the IRS?

May 5th, 2023

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