asked

I have a Roth IRA that I received from my ex-husband in 2003. I haven't contributed to it since, but I would like to take money out without being penalized. I have a tax record from 2001 showing a conversion from an IRA to a Roth, and I know the amount we paid taxes on during that conversion. Can I use this to prove the basis? My ex-husband no longer has his Roth, so I can't get records from the fund manager for him anymore. How do I figure out the basis (vs distributions) from the initial $13,000 conversion and the $9,000 I received in the divorce settlement? Can I take $8,000 out without penalty?

September 25th, 2024

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