asked

I moved $13000 in after-tax money to a Traditional IRA in early 2016, representing contributions for 2015 and 2016, and then converted all of this money to a Roth IRA. I have learned that Roth conversions should ideally be done within the calendar year. I received a 1099-R with a $13000 distribution and am unsure how to handle this on my tax forms, specifically Form 8606, and if there are any penalties or additional forms I need to fill out.

December 17th, 2024

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