asked

I withdrew money from my IRA account and replaced it 30 days later. The clerk who handled the transaction was either fired or left her job and did not return the money to the IRA. The money was supposed to be withdrawn from a joint account to avoid penalties. Five months later, part of the money was returned to the IRA without my knowledge. The broker does not acknowledge any responsibility, and I now have an obligation to the IRS. Is it legal for the broker to return money to the IRA account 5 months later without my knowledge, and do I have any case against the broker?

January 28th, 2024

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