asked

My wife and I are retired. I am 65, she is 62. I draw Social Security (no tax withheld) and she receives 2 small pensions (no tax withheld). We have been drawing on an inheritance this year to supplement our income. We have 401ks, IRAs, Roth IRAs, a money market account, and other cash reserves. Our objective is to pay as little income tax as possible. Should we mix taxable monies for the remainder of 2012, and if so, what guidelines would you suggest?

December 1st, 2024

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