asked

We short sold our rental property in March 2012. The loan was non-recourse, and we received a 1099c with a debt discharged of $50,000. The property's fair market value was listed as $0, and we are insolvent for the full amount of the discharged debt. The property's basis was $160,000 with $7000 in depreciation, totaling $153,000. The property short sold for $140,000. Do we still apply the debt discharged to the basis of the house, bringing the total to $103,000, and would this show a capital gain of $37,000 that needs to be listed as income? Or does the insolvency completely remove the $50,000 from our tax liability?

August 30th, 2024

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