Robert G. asked

⚖️  Law

Does one have to be disabled for exactly at least 12 months, or expect to be disabled for at least 12 months in order to qualify for employer long term disability? Also, what are the requirements for reporting a disability claim, and can a group plan deny coverage if these requirements are not met?

August 8th, 2024

Rebecca P. answered

No, the qualification period for long term disability (LTD) typically ranges from 3 to 6 months, dep...

August 8th, 2024

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