Heather P. asked

⚖️  Law

I am being sued for credit card debt by the original creditor, Bank of America, due to a default in 2016. I am unsure whether to settle the debt or go to court. What should I do next, and is it possible to settle for less than the full amount?

December 16th, 2023

Nicholas R. answered

If you do not dispute the debt, it is generally better to settle with the credit card company (Bank ...

December 16th, 2023

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