Kristen W. asked
I borrowed money for my education between 1988 and 1993 and initiated a school loan consolidation in 1997. Three entities—DLS Direct Loan Service, Sallie Mae, and Pennsylvania Higher Education Assistance Agency—were involved, and their improper servicing led to my financial credit destruction. A partial consolidation occurred, while the remaining loan component was erroneously defaulted. Uncontestable documentation shows the consolidation was properly validated and fully paid, but a default claim was erroneously submitted. Despite administrative directives to avert the default, only partial consolidation took place, and the default was not entirely averted. I am now being sued 15 years later for two loan components submitted for collection by the US Department of Education. Would you concur with my legal perspective, and does it appear to be supported in its entirety by your understanding of the applicable law?
August 30th, 2024
Cody S. answered
While you have some valid arguments regarding your case, they may not absolve you of paying the loan...
August 30th, 2024
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