Julie G. asked
I filed for bankruptcy and was discharged 3 years ago. Included in the bankruptcy was a judgment on a repo which was also discharged. I still have a judgment on my credit report and asked the owner of the judgment to release it, but they refused unless I pay them. I am not obligated to pay them, correct? Why won't they release it, and do they have to? What steps should I take to have them release the judgment?
April 29th, 2024
Desiree S. answered
The creditor cannot collect from you because the debt has been discharged in bankruptcy. There is no...
April 29th, 2024
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