Katelyn H. asked
I have been making extra payments towards the principal of my land loan, but the loan holder, Galen Dodds, has been using all the extra money for monthly interest payments instead. I am paid up on regular payments until 03/15/13, and I recently sent six more $600 checks to cover the next six months. I want to ensure that these checks are used fully for the principal, not just for monthly payments with interest. What are my legal options if Mr. Dodds continues to misapply my payments and does not respond to my requests to correct this?
December 30th, 2024
Jose F. answered
It is not illegal for the loan holder to use extra payments for interest, unless your loan contracts...
December 30th, 2024
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