Amy B. asked

⚖️  Law

If a debt collection agency contacts me regarding a past debt on a vehicle and reduces the amount owed over the phone without any signed contracts, can they still enforce the new amount even though it was only discussed verbally?

June 30th, 2023

James W. answered

No, they cannot enforce the new amount until you sign an agreement with them. The current situation ...

June 30th, 2023

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