Matthew W. asked
In the first week of June, my wife and I purchased a Hyundai from a new Hyundai dealership. We completed all the standard paperwork including a credit application. The car, out-the-door, was $34,000; we put $10,000 down. Unbeknownst to us, the dealership had certain computer system failures, and the dealership did not process our credit check through the Hyundai agency, but instead ran it through a neighboring (next door) agency--a Chevrolet/Cadillac agency; therefore, all my credit information, from the three major credit reporting groups, were wrongfully processed by the Chevrolet/Cadillac agency at the request of the Hyundai dealership, where I understood my credit information would be limited to the Hyundai credit department only. Is this not a wrongful invasion of privacy by both agencies? What are the legal ramifications of these acts? What is their pecuniary exposure?
February 2nd, 2023
Joseph T. answered
Yes, this could be considered a wrongful invasion of privacy if you did not provide written consent ...
February 2nd, 2023
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