Tanya B. asked
My nephew defaulted on a loan, and I want to ensure this debt does not affect my credit. I am in Texas, and I have already signed surrender papers with the credit union for the vehicle he used as collateral. I am waiting for the vehicle to go to auction to determine the total financial damages. I have text messages from him acknowledging the late payments and stating he did this on purpose. What steps can I take to ensure this debt is on his credit and not mine?
June 9th, 2023
Jessica D. answered
If you guaranteed the loan, the default will likely appear on both your and your nephew's credit rep...
June 9th, 2023
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