Jeremy C. asked
We live in Michigan and our house is in foreclosure. The current balance on our 1st mortgage is $280,000.00 and we have a second of $50,000.00. My wife declared bankruptcy earlier this year, and the second mortgage was discharged in the bankruptcy. We have been working with the bank on a loan modification, but they are not adjusting the price, only the term. Similar houses in our area have sold for significantly less. I have heard of companies that claim they can negotiate with banks to lower the mortgage price. Is this true, and would you recommend it?
October 15th, 2023
Matthew W. answered
The options available to you include avoiding foreclosure, pursuing a short sale, or considering ban...
October 15th, 2023
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