In 2002, I was an authorized user for a credit card which I vaguely remember. Today, a collection agency has called me asking me to pay, and they have put it on my credit report, affecting my credit score tremendously. Please advise what I should do.

December 17th, 2023

How do I get a CAIVRS clearance to obtain a mortgage?

November 7th, 2024

My mom sued the hospital when my twin sister and I were born, resulting in a college mutual fund for us. My twin sister received her mutual fund money while in college, but I did not receive any money and was not aware of the mutual fund until recently. My mom's husband has multiple DUIs and she needed money for a lawyer, so she informed me that I had over $200,000 in a mutual fund in my name. She offered me $5000 to sign papers to access the money. Years ago, I signed papers for her in Oklahoma without knowing I was signing over money to her. She has used my SSN to buy a house and get loans. I discovered she tried to take out the mutual fund money without my consent and has already taken out $100,000. The bank said she could do this because I was a minor when the mutual fund was established. I want to know if there's any way I can access the money without her signing the papers or if there's anything I can do to prevent her from taking more money from the account.

December 24th, 2023

I am applying for a loan modification from Chase Bank. They requested either a divorce decree, a separation agreement, or another written agreement. My boyfriend and I are not married, but both our names are on the property. Our agreement is that I can live here until we sell the house, as long as I make the payment. What kind of other written agreement could I use for the loan modification process?

August 7th, 2024

A neighbor stole tools from my garage, was arrested and released on probation. Now, he calls the police and code enforcement on me for suspected violations. Is this a form of harassment?

March 11th, 2024