asked

I am 56 years old and retired, supplementing my pension with capital gains and dividends. I plan to transfer money from my IRA to a ROTH IRA until I am 59.5 years old. How much should I withdraw, considering tax brackets (up to 25%, 28%, or 33%)? What are the expected tax rates in 2009, 2010, and beyond? Should I withdraw money now and pay taxes, anticipating future tax rate increases?

May 21st, 2023

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