asked
After an accident, my insurance paid off the principal balance of my loan, which was current at the time. However, the company later demanded an additional $6,000, which was charged off and reported as $5,000 more on my credit report. The account is listed as a charge-off with a balance of $6,229.00, and the credit bureau states that I dispute this. The same loan is now showing on Equifax for $12,092.00. What should I do about this false information reported to the credit bureaus?
June 29th, 2023
1) If a lease in a subdivision that does not allow renting (against the HOA, Glendale, AZ) is void, can the property owner still pursue legal action against the renter for damages fixed by the renter? 2) Which Arizona law specifies the conditions under which a landlord can enter a tenant's home? 3) If a landlord enters a tenant's home without approval and steals the tenant's personal property, what legal consequences could the landlord face?
December 25th, 2023
If I'm moving to another state, can I get my driver's license there, and do I have to take a DUI class in that state if my license was suspended due to a DUI?
November 23rd, 2023
I am applying for naturalization and need to answer the question on the N-400 application: 'Have you ever been arrested, cited, or detained by any law enforcement officer (including USCIS or former INS and military officers) for any reason?' In May 2008, I received a citation and a Summons for a summary non-traffic case related to public drunkenness. I paid the fine in full. Should I check 'Yes' or 'No' for this question, and how should I describe the outcome if I check 'Yes'?
November 6th, 2024
Our family booked a cruise on Royal Caribbean through a travel agent, who was told by RC personnel that a 4-month-old baby would not be a problem despite the 6-month age limit. This misinformation may cause the whole family to cancel. Who is responsible for this error, and is it reasonable to ask for a full refund for our whole group? Should we threaten a lawsuit to strengthen our chances of getting a full refund?
September 10th, 2024
I have a small band as a hobby and recorded a CD using several friends. One drummer is angry because he feels we recorded more songs without him, even though it was known that I would use many different people. He threatens to stop the release and cause legal issues. He signed no contract but was implied to be part of the project. I paid for all studio time and no one was paid for performance. Would this drummer be able to stop the CD from coming out or have a legal case? Should I consider re-recording his tracks to avoid potential issues?
February 13th, 2023