My nephew defaulted on a loan, and I want to ensure this debt does not affect my credit. I am in Texas, and I have already signed surrender papers with the credit union for the vehicle he used as collateral. I am waiting for the vehicle to go to auction to determine the total financial damages. I have text messages from him acknowledging the late payments and stating he did this on purpose. What steps can I take to ensure this debt is on his credit and not mine?

June 9th, 2023

When society characterizes people based on race, does it lead to inequality, and are the terms 'race' and 'ethnicity' used interchangeably because they mean essentially the same thing?

July 15th, 2024

I was offered summer school work for $31 per hour via email, but in an impromptu meeting I was unable to attend, it was stated that the pay would be $15 per hour. I was initially told it would be 5 days per week for 7 weeks, totaling approximately 24 hours per week. I am located in Texas and this involves the Dallas Independent School District and an independent 'summer program' vendor/contractor. What should I do about this apparent bait-and-switch situation?

February 27th, 2024

I am closing on a home earlier than expected and need to break my lease by 2 months and 1 week. I want to know if I can be sued for doing so and what steps I should take.

November 23rd, 2024

What are the steps I need to take to set up a DBA in California, and do I need to incorporate or get an EIN if I am a sole proprietor with two small business ventures, one physical and one online?

April 8th, 2023