Rachel C. asked
My boyfriend and I have been paying on a car loan financed in 2012 with few missed payments in the first year, but we haven't touched the principal. We are concerned we never will, especially since we have made three years of on-time payments and still owe the same amount we financed. We are in California, both veterans, and the loan is through Santander Bank with a variable interest rate. We want to know if this is legal and if there are other options. The loan has negatively impacted our credit scores and we feel trapped due to being upside down on it.
January 5th, 2023
Shawn B. answered
The loan should decrease based on approaching the end of its term. If it is not decreasing as expect...
January 5th, 2023
Create an account to view answers and interact with the community!
Why is a corporation referred to as 'foreign' when it is not based overseas?
March 8th, 2024
My ex-husband was court-ordered to pay half of the property taxes in our divorce. He paid for one year, and I have paid the rest. He also willed 40% of the sale proceeds to his brother. What are my options since he passed away in 2006?
February 22nd, 2024
I gambled online at bovada.com and lost $2,000. I decided to call my credit card company for a chargeback because I felt cheated. They threatened to send a collection agency and damage my credit score. What should I do legally to protect myself, and should I dispute the charges with my credit card company?
December 15th, 2023
In a legal case, the opposing party has filed a late response with additional substantiations and is demanding sanctions. The court hearing is scheduled for tomorrow. Is it possible for the court to strike the late response, and if the opposing party shows up to defend the OSC, does it mean they forfeit the right to demand personal service? Additionally, if the opposing party's affidavit is hearsay, what steps should be taken to address this issue?
September 13th, 2024
My husband just got his second DUI, and we've been considering separation. We plan to sell the house in the spring. What should I do now? Should I file for separation to separate finances, or does that not matter? I'm concerned that if he goes to jail, he might lose his job, and I'll be responsible for all bills.
August 2nd, 2024
